Does consolidating your credit cards affect your credit
Does consolidating your credit cards affect your credit - Online filipina sex chat cam
The cliche about rearranging the deck chairs on the Titanic came to mind when I read your question.Debt consolidation won't address the real problems that may sink your credit rating!
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Moving the balances of your credit card accounts into an installment loan for purposes of consolidation may cause a slight drop in your credit score.
A credit score is derived from items reported in your credit file.
It uses a complex mathematical algorithm to come up with a score that predicts whether you are more or less likely to default on your next loan.
You need to understand how you got in that situation if you are going to avoid getting there again and again.